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Frequently Asked Questions

Below are a few of the most common questions our clients have. Don’t see the answer to your question here? Give us a call today.

How much money do I need to retire comfortably?

Each case is unique depending on several factors including the distribution between tax-deferred (401(k)/IRA) and non-tax deferred (brokerage) assets, real estate holdings and other sources of income.

Why can’t I just create a financial plan and handle the investment management myself?

Many people with knowledge and experience will procrastinate when it’s time to make a decision. Decisions that are not made in a timely fashion can get very expensive. History shows these decisions will often take a backseat to the day-to-day responsibilities of jobs and family. Before you decide to take on investment management alone, ask yourself:

  • Do I want to?
  • Do I have the time?
  • Do I have the emotional wherewithal?

What is the CFA® designation?

The CFA® designation is appointed by the Chartered Financial Analysts Institute upon completion of a series of exams designed to test the knowledge and ethics of investment management professionals.

How much does it cost to work with you?

Our fees are based on the value of your portfolio and the complexity of your situation. To learn more about our fees, schedule a complimentary discovery meeting. Our clients have often said, "You charge the same but provide so much more."

Why should I choose a fee-only planner?

The compensation for fee-only planners is very transparent. We do not receive any commissions or incentives based on the solutions we offer to you, the client. This, in conjunction with our fiduciary duty, ensures objectivity throughout the relationship.

What is your investment philosophy?

We combine passive and active investment solutions tailored to meet your unique goals. Seeking to achieve the best-expected net of fees, after tax,  risk-adjusted return. This allows you to keep more of your hard-earned money.

Do you have a minimum client size?

Generally, our clients have $500,000 to $1MM investable assets to get started. Larger, more complex relationships where we can add the most value are in the $5MM-$20MM investable assets range.

Who do you work best with?

We’ve been helping high income, high-net-worth clients manage their financial lives for over 10 years. Additionally, given our network of trusted partners and past dealings with complex issues, we are well equipped to handle the unique financial needs of business owners.

Where are my assets going to be held?

The majority of customers assets are held in custody at Charles Schwab. In some limited instances, customer assets are held at Fidelity and TD Ameritrade.